(Amounts in thousands of Brazilian reais – R$, unless otherwise stated)


Represented by:

    2009 2008
           
Gain on fair value of Visa Inc. shares (a) - 343,583
Capital gain on sale of ownership interest (b) - 12,848
Fine on termination of agreement with service provider (c) (30,992) -
Write-off of uncollectible credits (15,461) (12,967)
Write-off due to impairment of intangibles (11,197) (35,445)
Reserve for contingencies (15,496) (6,217)
Federal tax installment program (2,088) -
Loss on merger of CBGS Ltda. (4,431) -
Allowance for losses on inactive POS equipment (2,331) (520)
Other operating income (expenses) (d) 26,780 (39,525)
Total (55,216) 261,757

(a)  Corresponds to the gain on the change in fair value of Visa Inc. shares accounted for as available-for-sale financial assets, as described in Note 20.
(b)  Refers to the capital gain earned by the subsidiary CBGS Ltda. on the sale of all its ownership interest in Orizon, as described in Note 1.
(c)  Refers to the fine imposed on the termination of agreement with a service provider.
(d)  As of December 31, 2009, refer basically to the refund to shareholder banks of expenses incurred on the Company's IPO.